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Posts by Hometown Insurance

A Good Year May Not Be a Good Thing in D&O Liability Market, Says AM Best

By Hometown Insurance | June 21, 2024
The U.S. directors and officer segment in 2023 recorded a direct loss ratio of 50.8—the best result in nearly a decade—but industry rating agency AM Best is not convinced the good times will last. In a special report on U.S. …
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Exclusion Does Not Exclude Coverage for Condo in Nashville Christmas Bombing

By Hometown Insurance | June 21, 2024
The insurance fallout from the Christmas Day 2020 bombing in downtown Nashville continues, with a federal court deciding this week that Aspen Specialty Insurance must cover millions in replacement costs for a heavily damaged condominium building. The insurer in 2021 …
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Bridge Collapse Attorneys for Baltimore Want to Keep Dali Crew From Returning Home

By Hometown Insurance | June 21, 2024
Attorneys are asking a federal judge to prevent crew members on the cargo ship Dali from returning to their home countries amid ongoing investigations into the circumstances leading up to the deadly collapse of the Francis Scott Key Bridge in …
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Growing Wildfires in New Mexico Destroyed 1,400 Structures

By Hometown Insurance | June 20, 2024
A pair of wildfires in New Mexico continue to rage uncontained, destroying an estimated 1,400 structures, forcing the evacuation of more than 8,000 people, while rains also flooded parts of the state. The Salt and South Fork fires have burned …
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Chicago Health Care Company to Pay $2M To Settle False Claims Act Suit

By Hometown Insurance | June 20, 2024
A Chicago health care company and its former owners will pay nearly $2 million to the United States and the States of Illinois and Indiana to resolve a civil lawsuit arising from the submission of false claims to Medicare and …
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Texas Electricity Demand Could Nearly Double in Six Years – ERCOT

By Hometown Insurance | June 20, 2024
The state’s main electric grid operator has sharply increased its prediction for how much power demand will increase in coming years. If it’s accurate, the state would need to be able to provide nearly double the amount of power within …
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Heat Wave Sweeps Across Midwest and Northeast, Bringing Safety Measures

By Hometown Insurance | June 20, 2024
TOLEDO, Ohio (AP) — Stifling heat blanketed tens of millions across United States on Tuesday, forcing people and even zoo animals to find ways to cool down as summer arrives in what promises to be a sweltering week. Extreme heat …
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AI Chatbots, Gen AI Set to Revolutionize Insurance Claims Processing: Survey

By Hometown Insurance | June 20, 2024
A majority of global insurers are actively endorsing the application of AI chatbots and generative AI in claims resolution processes, underwriting and customer fulfilment, according to a survey conducted by Gallagher Bassett, the claims-services provider and subsidiary of Arthur J. …
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Golden Pass LNG Warns of Delays After Contractor’s Bankruptcy

By Hometown Insurance | June 20, 2024
The developers of the Golden Pass LNG export facility that’s under construction in Texas warned of additional costs and delays due to the bankruptcy of contractor Zachry Industrial Inc. “Construction of a project of this magnitude, capable of employing nearly …
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Industry Groups Back Drugmakers’ Appeal in Zantac Cancer Lawsuits

By Hometown Insurance | June 20, 2024
A bid by GSK and other drugmakers to stop more than 70,000 lawsuits in Delaware over discontinued heartburn drug Zantac has received the backing of leading U.S. industry groups, including the United States Chamber of Commerce and Pharmaceutical Research and …
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