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Posts by Hometown Insurance

Businesses Do Not Have Proper Coverage for Rising Liability Losses, Says Chubb

By Hometown Insurance | June 20, 2024
An annual report from Chubb has revealed a couple of troubling trends for many businesses—the frequency and severity of large losses are up and companies are underestimating the amount of liability coverage they need. “The delta between liability loss-cost trend …
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Survey: Most Homeowners Believe Their Policy Covers Flood

By Hometown Insurance | June 20, 2024
Most U.S. homeowners don’t know the policy covering their home doesn’t cover flooding, a new survey shows. Respondents in a survey out this week from Trusted Choice, a group representing the members of the Independent Insurance Agents & Brokers of …
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Car Dealerships Across US Halt Services After Cyberattack

By Hometown Insurance | June 20, 2024
Thousands of car dealerships were ground to a halt during a normally busy holiday Wednesday by a cyber incident at CDK Global, a major software provider for dealers across the US. The company “shut all systems down and executed extensive …
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Farmers Adjusters Cry Foul Over Workloads, Claims Handling in Letter to Regulators

By Hometown Insurance | June 20, 2024
Farmers Insurance officials this week said they have spoken with employees after receiving an anonymous letter, apparently from a group of in-house adjusters, accusing the insurer of understaffing and overworking claims professionals. “Farmers Insurance has always been a leader in …
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Northern California Wildfire at 15K-Plus Acres, Containment Grows on Fire in South

By Hometown Insurance | June 19, 2024
A wildfire is raging through a large swath of western Sacramento Valley after igniting on Monday and spreading to 15,656 acres. Evacuations were ordered in rural areas around the Sites Fire in Colusa County, which is burning roughly 70 miles …
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New Mexico Wildfires Spread to 20,000 Acres, Forcing Thousands to Evacuate

By Hometown Insurance | June 19, 2024
A pair of wildfires in New Mexico have spread to more than 20,000 acres, forcing thousands of people to evacuate and leaving one person dead. The South Fork and Salt fires have grown to more than 20,000 acres (16,335 for …
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Tropical Storm Alberto to Bring Flooding to Coastal South Texas

By Hometown Insurance | June 19, 2024
Tropical storm Alberto has caused flooding and more than three feet of storm surge in parts of coastal south Texas but is not expected to strengthen to hurricane force, meteorologists say. Alberto is the first named storm of the 2024 …
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Over 1,300 North Dakotans Targeted in Deceptive Insurance Solicitation Scheme

By Hometown Insurance | June 19, 2024
North Dakota Insurance Commissioner Jon Godfread has issued a cease-and-desist order against three companies for distributing deceptive materials to North Dakota consumers. The documents sent replicated an Internal Revenue Service (IRS) tax form requesting recipients to provide personal information. The …
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People Moves: Ayers Joins Risk Services–Leavitt Insurance Agencies

By Hometown Insurance | June 19, 2024
Kim Ayers joined Risk Services – Leavitt Insurance Agencies, headquartered in Shreveport, Louisiana, as a commercial insurance agent. Ayers has worked in insurance for Leavitt Group since 2016, previously serving as a producer with Leavitt Recreation and Hospitality Services, Inc. …
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Federal Appellate Panel Sends Michigan Pipeline Challenge to State Court

By Hometown Insurance | June 19, 2024
Michigan Attorney General Dana Nessel’s lawsuit seeking to shut down part of a petroleum pipeline that runs beneath the Straits of Mackinac belongs in state court, a federal appellate panel ruled Monday. The pipeline’s operator, Enbridge Inc., moved the case …
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