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Posts by Hometown Insurance

Lloyd’s Leads Insurers in Raising Rates, Cutting Taiwan Cover as Conflict Risks Rise

By Hometown Insurance | August 10, 2023
Lloyd’s of London underwriters are leading insurers in raising rates and cutting the amount of cover they offer for risks involving Taiwan as concerns grow over possible military action by China, industry sources with knowledge of the matter say. Insurers …
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Norwegian River Dam Partly Collapses After Floods

By Hometown Insurance | August 10, 2023
A dam on a Norwegian river partly collapsed on Wednesday, sending water gushing through a gaping hole in the structure after days of heavy flooding, TV images showed. The Braskereidfoss power dam on the Glomma River, Norway’s biggest waterway, had …
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Fake Job Offer Opened Door to Suspected North Korean Crypto Hack

By Hometown Insurance | August 10, 2023
In late July, a programmerat Estonia’s CoinsPaid, the world’s biggest crypto payment provider, met over video link with a recruiter who had reached out on LinkedIn with a lucrative job offer. During the 40-minute job interview, the engineer was asked …
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Markets/Coverages: Howden Offers Blended Policy for PI, Crime and Cyber Liability

By Hometown Insurance | August 10, 2023
Howden, the London-based insurance group, announced the launch of a blended insurance product that brings together professional indemnity, crime and cyber liability into one policy and under one limit. It brings a different approach to insurance for financial institutions, offering …
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Tainted Medication Fears Spur Defense Department to Seek Outside Testing

By Hometown Insurance | August 10, 2023
The US Department of Defense entered an agreement with Valisure, an independent lab that’s spotted dangerous chemicals in a variety of widely used pharma and consumer products, to test medications amid surging concerns about generic drug quality and shortages. Under …
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Catastrophe Bond Funds Ranked Among 2023’s Top-Performing Credit Funds

By Hometown Insurance | August 10, 2023
Catastrophe bond funds rank among the 10 best performing credit funds this year, as the hurricanes, earthquakes and other disasters that could trigger payouts have either not happened or not been sufficiently severe. The catastrophe, or cat bonds, represent money …
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Wind-Driven Hawaii Wildfire Destroying Maui Tourist Town

By Hometown Insurance | August 9, 2023
A wildfire erupted in Maui on Wednesday fueled by strong winds from Hurricane Dora, destroying homes and businesses in a tourist town and forcing some residents to jump into the ocean to escape the flames. The Associated Press is reporting …
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Inszone Expands in Texas With Acquisition of Speck Insurance

By Hometown Insurance | August 9, 2023
Inszone Insurance Services, a national provider of benefits, personal, and commercial lines insurance, announced the acquisition of Speck Insurance and Financial Services. Terms were not disclosed. The acquisition includes all operations of Speck Insurance and Financial Services, a personal and …
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NC DOI Arrives at 4.5% Increase in Auto Rates for Next Two Years, 9.9% on Dwelling

By Hometown Insurance | August 9, 2023
North Carolina’s insurance commissioner has negotiated a smaller increase on auto insurance rates than the state’s rating agency had requested. The North Carolina Rate Bureau in February requested an average increase of 28.4% for private passenger auto insurance and a …
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Michigan’s CMS Energy to Explore Sale of 13 Hydroelectric Dams

By Hometown Insurance | August 9, 2023
CMS Energy Corp’s unit Consumers Energy said on Wednesday it will explore the sale of its 13 hydroelectric dams, as the energy provider looks to minimize the cost burden on customers. The utility service provides natural gas and electricity to …
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