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Posts by Hometown Insurance

With 13 New Members, SC Senate Could Tackle Joint Liability, Liquor Insurance

By Hometown Insurance | December 11, 2024
COLUMBIA, S.C. (AP) — With the largest number of newly elected members at least since World War II, Republican South Carolina Senate leaders are thinking about tackling some issues like tax reform and liquor liability insurance that have long been …
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Cyber Specialty MGA Envelop Risk Extends Capacity Backing From MS Reinsurance

By Hometown Insurance | December 11, 2024
Envelop Risk, the data-driven cyber reinsurance and analytics specialist, announced it has just completed a capacity agreement with MS Reinsurance for a further three years. Further to that, MS Reinsurance recently became a client of Envelop’s new Solutions Business with …
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Krispy Kreme Hack Disrupts Online Ordering, Other Operations

By Hometown Insurance | December 11, 2024
Krispy Kreme Inc. said a cybersecurity incident had disrupted some of its operations, including online ordering in parts of the US. The company said in a regulatory filing Wednesday that it was notified on Nov. 29 of unauthorized activity in …
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Shell Settles Lawsuit Against Greenpeace Over Activists Boarding Oil Vessel

By Hometown Insurance | December 11, 2024
British oil and gas major Shell on Tuesday settled a London lawsuit it brought against environmental group Greenpeace after activists boarded a Shell oil production vessel last year. Greenpeace said it had agreed to pay 300,000 pounds ($382,650) to the …
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Future Pandemic Could Cause $13.6 Trillion in Economic Losses Over 5 Years: Lloyd’s

By Hometown Insurance | December 11, 2024
Another human pandemic could cause economic losses of $13.6 trillion for the global economy over a five-year period, commercial insurance market Lloyd’s of London predicted. The impact would mainly be from disruption across global industries due to local lockdowns and …
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Large UK Insurers to Report Daily Cash Positions During Crises Under New Proposals

By Hometown Insurance | December 11, 2024
Large British life insurers would need to report their liquidity positions daily during market crises under new rules proposed on Wednesday by the Prudential Regulation Authority, after it identified information gaps during recent market turmoil. The global COVID-19 pandemic in …
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Lawsuit Accuses Major Food Companies of Marketing ‘Addictive’ Food to Kids

By Hometown Insurance | December 11, 2024
Major food companies, including Kraft Heinz, Mondelez and Coca-Cola, were hit with a new lawsuit in the U.S. on Tuesday accusing them of designing and marketing “ultra-processed” foods to be addictive to children, causing chronic disease. The lawsuit was filed …
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Quantifying Social Inflation: How Swiss Re Developed an Index

By Hometown Insurance | December 11, 2024
Swiss Re Institute (SRI) made a significant contribution to the literature on social inflation and its impacts on insurers, reinsurers and their customers with the calculation of a new measure—a social inflation index. (Related article: US Nuclear Verdicts Break Records …
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AI Safety Is Hard to Steer With Science in Flux, US Official Says

By Hometown Insurance | December 11, 2024
Policymakers aiming to recommend safeguards for artificial intelligence are facing a formidable challenge: science that is still evolving. AI developers themselves are grappling with how to prevent abuse of novel systems, offering no easy fix for government authorities to embrace, …
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Coming Soon to Florida: New State-Fed Program to Elevate Homes in Flood Zones

By Hometown Insurance | December 11, 2024
At the Florida Chamber of Commerce Insurance Summit last week, the state’s emergency management director announced a multi-million-dollar program that many homeowners, lawmakers and insurers have long hoped for: New grants and low-interest loans that will help elevate homes above …
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