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Posts by Hometown Insurance

‘Structural Shift’ Occurring in California Surplus Lines

By Hometown Insurance | February 11, 2026
The Los Angeles wildfires that kicked off 2025 not only sped up a statewide homeowners insurance market pullback, but they also played a part in an ongoing reshaping of California’s surplus lines market, according to a new report. The state’s …
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Fingerprints, Background Checks for Florida Insurance Execs, Directors, Stockholders?

By Hometown Insurance | February 11, 2026
Florida insurance company officers, employees, board members and even stockholders would have to undergo background checks and fingerprinting under a wide-ranging bill approved by a state House panel Wednesday morning. House Bill 1263, sponsored by state Rep. Linda Chaney, R-St. …
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Illinois Sees ‘Unprecedented’ Budget Pressure From Trump Cuts

By Hometown Insurance | February 11, 2026
Illinois Governor JB Pritzker’s budget office is warning that the state is facing higher costs and more uncertainty as President Donald Trump’s administration threatens to pull back federal funding. “Over the past year, federal policy changes have altered the federal-state …
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Texas’ Equal Parts Raises $23M to Support Acquisition Strategy

By Hometown Insurance | February 11, 2026
Equal Parts, an Austin, Texas-based insurance agency startup, announced it has raised $23M in Series A funding led by Inspired Capital. The investment will accelerate the company’s acquisition strategy and further develop AI tools that extend the reach and impact …
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OSHA Fines Nebraska Manufacturer $148K Over Fatal Explosion

By Hometown Insurance | February 11, 2026
The U.S. Department of Labor’s Occupational Safety and Health Administration has cited Horizon Biofuels Inc., a manufacturer of fuel pellets, for willful and serious safety violations after a deadly explosion at the company’s Fremont, Nebraska facility in July 2025. An …
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El Paso Airspace Reopened After FAA Rescinds 10-Day Flight Restrictions

By Hometown Insurance | February 11, 2026
The Federal Aviation Administration reopened airspace over El Paso and part of southern New Mexico on Wednesday morning after shutting it down for a few hours overnight amid an announcement there would be no flights for 10 days. The White …
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Western Snow Drought Raises Fire and Drought Concerns

By Hometown Insurance | February 11, 2026
Rain and snow are expected to return to the Rockies and the Western U.S. over the next few weeks, but it’s likely to only make a small dent in the snow drought and dry conditions across parts of the West. …
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Tennessee Approves Smallest Drop in Workers’ Compensation Costs in Years

By Hometown Insurance | February 11, 2026
The average workers’ compensation rates for the Tennessee voluntary market should drop about 2% this year, marking the 13th straight year for lower rates in the state. It’s also the smallest decrease in years. “Safer workplaces where Tennessee workers are …
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New Mexico Lawsuit Accuses Meta of Failing to Protect Children

By Hometown Insurance | February 11, 2026
Meta has failed to disclose what it knows about the harmful effect of its platforms on children in violation of New Mexico’s consumer protection laws, a state prosecutor said Monday as a trial began over the dangers of child sexual …
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West Virginians Could Soon Lose Access to 28% of Affordable Housing

By Hometown Insurance | February 11, 2026
At 93, Anna Lee Pettit lives alone in a first-floor apartment at Morgantown’s Unity House Apartments, where she can get her mail indoors and avoid hauling garbage outside in the winter. She survives on Social Security benefits and said she …
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