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Posts by Hometown Insurance

NFIP to Begin Taking Monthly Flood Insurance Payments

By Hometown Insurance | November 4, 2024
The National Flood Insurance Program will soon start to accept monthly payments for flood insurance premiums, ending 55 years of requiring full payment upon application or renewal. The Federal Emergency Management Agency(FEMA), administrator of the NFIP, said the change was …
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NC Insurers Warned on Flood Denials in Underwriting; NFIP Allows Monthly Premiums

By Hometown Insurance | November 4, 2024
North Carolina Insurance Commissioner Mike Causey is reminding property insurers to refrain from raising homeowners’ premiums just because an insured filed a claim or inquiry in order to qualify for flood insurance indemnity or federal assistance. In most cases, the …
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Markets/Coverages: Marsh Offers Insurance to Manage Risks of Fake Carbon Credits

By Hometown Insurance | November 4, 2024
Marsh, the insurance broker and business of Marsh McLennan, has partnered with We2Sure, a specialist in insurance and risk management solutions for carbon credit certificates, to launch a new insurance facility to help organizations in the UK, EU, and US …
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Hawaii Attorney General Probe into Deadly Wildfire Won’t Lead to Criminal Charges

By Hometown Insurance | November 4, 2024
An investigation by the Hawaii attorney general’s office into the deadliest U.S. wildfire in more than a century, which destroyed most of the historic town of Lahaina, won’t lead to any criminal charges. Hawaii Attorney General Anne Lopez launched an …
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Vienna Insurance Group Launches Specialist Cyber Security Company

By Hometown Insurance | November 4, 2024
Vienna Insurance Group has launched a specialist cyber security company focused cyber risk management for small and medium-sized companies. Called Cyber Risk Solutions GmbH (CyRiSo), the company provides comprehensive support to help companies reduce cyber risks and to prevent and …
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Berkshire’s GEICO Turns in Strong Q3 but Overall Insurance UW Income Slips

By Hometown Insurance | November 4, 2024
Third quarter underwriting income with Berkshire Hathaway’s insurance insurance units fell about $1.7 billion to $750 million due to estimated losses of about $565 million from Hurricane Helene and increases in losses from prior year claims. In releasing its earnings …
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Facebook, Nvidia Ask Supreme Court to Spare Them From Securities Fraud Suits

By Hometown Insurance | November 4, 2024
The U.S. Supreme Court is set to consider bids by two tech giants – Meta’s Facebook and Nvidia – to fend off federal securities fraud lawsuits in separate cases that could make it harder for private litigants to hold companies …
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Meta Loses Bid to Appeal UK Class Action Over User Data

By Hometown Insurance | November 4, 2024
Meta Platforms Inc. failed in a bid to challenge a class action suit in the UK that alleged Facebook abused its dominant position and exploited its users personal data. The UK’s Court of Appeal refused to permit Meta and Facebook’s …
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French Families Sue TikTok Over Alleged Failure to Remove Harmful Content

By Hometown Insurance | November 4, 2024
Seven French families have filed a lawsuit against social media giant TikTok, accusing the platform of exposing their adolescent children to harmful content that led to two of them taking their own lives at 15, their lawyer said on Monday. …
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SEC Says JPMorgan Chase Settles Five Enforcement Cases, to Pay $151M

By Hometown Insurance | November 4, 2024
JPMorgan Chase will pay $151 million to settle five U.S. Securities and Exchange Commission enforcement cases, including accusations that the largest U.S. bank made misleading disclosures to brokerage customers, the regulator said on Thursday. The settlements include $61 million of …
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