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Insurance

Appeals Court Allows for Separate Loss-of-Consortium Damages

By Hometown Insurance | January 21, 2026
A Missouri spouse can collect loss-of-consortium damages separate from her husband’s underinsured-motorist benefits, a federal appeals court ruled. The 8th U.S. Circuit Court of Appeals concluded that an Auto-Owners Mutual Insurance Company auto policy was poorly drafted. Therefore, its ambiguity …
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People Moves: Howden Launches US Cyber Practice

By Hometown Insurance | January 21, 2026
Howden today announced the launch of a U.S. cyber practice, with Juliet White hired as head of cyber and Lou Botticelli as cyber brokerage leader. Since May 2022, White has been head of cyber at E&O at Vantage Risk Cos. …
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Outlook on Reinsurance Has Changed; Pre-2023 Property Pricing Is Back: AM Best

By Hometown Insurance | January 21, 2026
AM Best’s outlook for the global reinsurance segment is no longer positive, the rating agency announced Monday, citing the uptick in property reinsurance price drops and concerns about casualty reinsurance loss trends. The outlook is now stable, AM Best said …
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Risk Advisory Zurich Resilience Solutions Starts Data Center Practice

By Hometown Insurance | January 21, 2026
Zurich Resilience Solutions (ZRS), a risk advisory and engineering service and part of Zurich Insurance, announced the formation of a specialized Data Center Risk Advisory practice, which brings together more than 100 expert risk engineers with experience supporting complex data …
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Kalshi Cannot Operate Sports-Prediction Market in Massachusetts, Judge Rules

By Hometown Insurance | January 21, 2026
A Massachusetts judge on Tuesday ruled prediction-markets operator Kalshi cannot let state residents bet on sports through its online platform, after the state’s attorney general accused it of running afoul of gaming regulators. Suffolk County Superior Court Judge Christopher Barry-Smith …
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Snowstorm Sparks 100-Vehicle Pileup in Michigan

By Hometown Insurance | January 21, 2026
More than 100 vehicles smashed into each other or slid off an interstate in Michigan on Monday as snow fueled by the Great Lakes blanketed the state. The massive pileup prompted the Michigan State Police to close both directions of …
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Severe Convective Storms Become Costliest Insured Peril of 21st Century: Aon

By Hometown Insurance | January 21, 2026
Severe convective storms (SCS) have surpassed tropical cyclones to become the costliest insured peril of the 21st century, according to Aon plc. Total economic losses reached $260 billion — 23% below the 21st-century average and the lowest since 2015, said …
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Consumer Group Got $1.4M Intervening in California Rate Filings, CDI Says

By Hometown Insurance | January 21, 2026
California Department of Insurance data show one consumer advocacy group earned $1.4 million in fees last year from a program that pays people and advocates to intervene in rate hearings. Consumer Watchdog received $1,427,280.80 in fees from the state’s inventor …
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Travelers Q4 Net Income Up 20% on Underwriting, Lower Catastrophe Losses

By Hometown Insurance | January 21, 2026
Fourth quarter 2025 net income at The Travelers Cos. increased about 20% compared with the same period a year ago, to about $2.5 billion. Underwriting, lower catastrophe losses, and more favorable prior year reserve development bolstered financial results for the …
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Wells Fargo to Move Wealth Headquarters to West Palm Beach

By Hometown Insurance | January 21, 2026
Wells Fargo & Co. is moving the headquarters for its wealth-management business to West Palm Beach, becoming the first big bank to run that operation from the heart of the wealth boom in South Florida. The San Francisco-based firm signed …
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