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Insurance

Washington Faces Historic Floods That Have Washed Away Homes And Stranded Families

By Hometown Insurance | December 12, 2025
Days of torrential rain in Washington state caused historic floods that have stranded families on rooftops, washed over bridges and ripped at least two homes from their foundations, and experts warned that even more flooding expected Friday could be catastrophic. …
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State Farm Files for Auto Rate Decrease, Homeowners Rate Increase in Louisiana

By Hometown Insurance | December 12, 2025
More than one million State Fam auto insurance policyholders in Louisiana should see a decrease in premiums in 2026, as Insurance Commissioner Tim Temple approved the carrier’s request for a 5.9% average rate decrease. State Farm is the largest personal …
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South Carolina’s Abandoned Nuclear Plants Could be Revived as Firm Offers $2.7B

By Hometown Insurance | December 12, 2025
South Carolina’s stalled nuclear power project could finally finish construction as a private company has offered to pay $2.7 billion to the state-owned utility and a small share of the power if they can reach an agreement to get the …
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Climate Change Is Straining Alaska’s Arctic, But A Mining Road May Push It Past The Brink

By Hometown Insurance | December 12, 2025
Ice blocks drift past Tristen Pattee’s boat as he scans the banks of Northwest Alaska’s Kobuk River for caribou. His great uncle Ernest steadies a rifle on his lap. It’s the last day of September, and by every measure of …
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Connecticut Builder Charged With Being Workers’ Compensation Scofflaw

By Hometown Insurance | December 12, 2025
The owner of a Connecticut construction firm has been arrested and charged with failing to provide the required workers’ compensation insurance coverage for employees as required by law. According to the state’s Division of Criminal Justice, Lou Milardo, , the …
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Trump Signs Order Seeking to Limit State-Level AI Regulation

By Hometown Insurance | December 12, 2025
President Donald Trump signed an order aimed at thwarting state-level regulation of artificial intelligence through lawsuits and funding cuts, handing a win to tech industry leaders who’ve pressed for preemption of local rules. Trump said the measure was necessary to …
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What to Expect in 2026: US P/C Results More Like 2024

By Hometown Insurance | December 12, 2025
With premium growth slowing to around 3% or 4%, and hurricane activity likely returning to normal levels, analysts at Fitch Ratings foresee 2026 underwriting results for property/casualty insurers lining up with results for 2024. Tana Marcom and Chris Grimes, both …
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Viewpoint: Legal Finance and Insurance – From Confusion to Collaboration

By Hometown Insurance | December 12, 2025
We knew we were important to the insurance industry—but we didn’t understand why. Legal finance has become a lightning rod in insurance industry conversations about social inflation and claims costs, yet the substance of what we do remains widely misunderstood. …
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Apollo Sees Echoes of Collapse of SVB in US Insurance’s Shift to Caymans

By Hometown Insurance | December 12, 2025
Apollo Global Management Inc. compared the potential risks of some US insurers moving to the Cayman Islands with the swift collapse of Silicon Valley Bank, which triggered a crisis among regional lenders. The British overseas territory is the “home of …
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People Moves: DUAL Europe Names Berhault and Benajiba to Lead Europe Transactional Liability; AXIS Taps LSM’s Edwards as Head of Delegated Strategy, Global Mkts

By Hometown Insurance | December 12, 2025
This edition of International People Moves details appointments at the MGA DUAL Europe and AXIS Capital Holdings. A summary of these new hires follows here. DUAL Europe Names Berhault and Benajiba to Lead Europe Transactional Liability DUAL Europe, the managing …
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Recent Posts

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  • OpenAI Agents Hijacked German Website in Previously Undisclosed AI Breakout

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