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Insurance

Product-Defect Presumption Lives On: Florida Appeals Court Upholds $103M vs. Ford

By Hometown Insurance | August 4, 2026
A Florida appeals court has upheld a $103 million jury award against Ford Motor Co. after a modified Ford Mustang exploded in 2017, leaving the owner with severe burns over much of his body and the loss of his hands. …
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New Jersey Settles Trucker Misclassification Claims for $2.7 Million

By Hometown Insurance | August 4, 2026
The New Jersey Department of Labor and Workforce Development (NJDOL) has reached a $2.7 million settlement with STG Logistics, Inc. and subsidiaries resolving allegations that the shipping and logistics companies misclassified hundreds of truck drivers as independent contractors in violation …
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California Supreme Court Rules for Gilead, Says Drugmakers Don’t Have ‘Duty to Innovate’

By Hometown Insurance | August 4, 2026
California’s highest court ruled on Monday that manufacturers of drugs that are considered safe do not owe a duty to patients to try developing drugs that could be even safer, ruling in favor of Gilead Sciences in the closely watched …
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DOXA Buys LimitFi Platform for Credit Risk Insurance Products

By Hometown Insurance | August 3, 2026
Specialty insurance platform DOXA announced it has acquired LimitFi, a platform for capital and credit-risk insurance products. Connecticut-based LimitFi specializes in default-risk transfer and alternative credit products including non-payment insurance. The platform connects banks and lenders seeking capital relief and …
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Farmers Files to Expand Coverage And Raise Rates for California Small Businesses

By Hometown Insurance | August 3, 2026
Farmers Insurance filed an upgraded business insurance rating plan to expand commercial insurance coverage for business owners across the state and a rate hike of 15%. The plan, which incorporates elements from the Sustainable Insurance Strategy, includes coverage in in …
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Texas Hair Styling College Settles Discrimination Lawsuit

By Hometown Insurance | August 3, 2026
Dallas Barber and Stylist College, Inc., which operates multiple barber and hair styling locations and instructional campuses in the Dallas metropolitan area, will pay significant monetary damages and provide other relief to settle a pregnancy discrimination lawsuit filed by the …
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Wildfires Fan Record Sales of Catastrophe Bonds to Backstop Risk

By Hometown Insurance | August 3, 2026
Insurers are turning to catastrophe bonds to pass on historic levels of wildfire risk to the capital markets. Issuance of cat bonds that include exposure to wildfires has already soared to more than $5 billion so far this year, according …
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Parasite Outbreak Tied to Two Deaths in Michigan, CDC Says

By Hometown Insurance | August 3, 2026
Two people have died in Michigan from the severe diarrhea-causing parasite that has sickened thousands across the US, according to the Centers for Disease Control and Prevention. Both had underlying health conditions, the agency said in a statement Monday. The …
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FBI Investigates Cyberattacks on Water Systems in Michigan and Minnesota

By Hometown Insurance | August 3, 2026
Michigan on Saturday joined Minnesota in reporting cyberattacks on nine of the state’s water systems but an official said all systems were operating “safely.” Earlier this week, authorities said cyberattacks targeted over 30 water systems in Minnesota. The source of …
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EEOC Moves to End Employer Reporting of Worker Race, Sex Data

By Hometown Insurance | August 3, 2026
The U.S. agency that enforces laws banning workplace discrimination moved to scrap a requirement that employers annually submit data on the race and sex of their workers, which since its adoption in the 1960s has been a cornerstone of civil …
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