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Insurance

Stored Pool Chemicals Led to Corroded Sprinklers Before Plant Fire, Report Finds

By Hometown Insurance | July 23, 2026
More than twice the amount of swimming pool chemicals as planned were improperly stored at a Georgia plant, setting conditions for a fire in 2024 that sent a huge plume of orange and black smoke into the sky and forced …
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Q2 Global Commercial Insurance Rates Keep Dropping for 8th Consecutive Quarter

By Hometown Insurance | July 23, 2026
Global commercial insurance rates dropped by 6%, on average, in the second quarter of 2026, following a 5% decline in Q1 2026, according to Marsh’s latest Global Insurance Market Index (GIMI). Property rates declined by 12% in Q2, while casualty …
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Coverwatch in California Raises $4.5M for Its AI-Native Service

By Hometown Insurance | July 23, 2026
Coverwatch has raised a $4.5 million pre-seed round to help accelerate product development and expand the team at the San Francisco-based firm. The round was led by CoFound and Restive with participation from KFund, liquid2 ventures and others. Coverwatch is …
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Meta Employees’ Lawsuit Shows That if AI Fires You, Proving it Is the Hard Part

By Hometown Insurance | July 23, 2026
A novel lawsuit claiming that Meta Platforms relied on discriminatory AI tools to select employees for layoffs highlights the problems workers face in suing employers over the new technology, including proving how it was actually used. The case helps illustrate …
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NYC Says Source of Legionnaires’ Disease Has Been Eliminated

By Hometown Insurance | July 23, 2026
The New York City Health Department has reported that five people have died and seven people are currently hospitalized due to the outbreak of Legionnaires’ disease on the Upper East Side. No new cases have been reported for more than …
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Sicily’s Cyclone Harry Tests Italian Mandatory Insurance Plan

By Hometown Insurance | July 23, 2026
A cyclone that wreaked more than €1 billion ($1.14 billion) in damage along Sicily’s coast has also exposed a flaw in Italy’s push to expand mandatory insurance against natural disasters. Businesses were insured, but not for the risks they faced …
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Texas, Louisiana Face Searing Heat Wave Exacerbated by Storm

By Hometown Insurance | July 23, 2026
Texas and Louisiana are sweltering under dangerous heat exacerbated by Tropical Storm Bertha, which made landfall Wednesday afternoon and is helping push Texas electricity demand to another record. Heat index temperatures in eastern Texas and northwest Louisiana may reach 120F …
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Deja Vu as Berkley Bashes Delegated Underwriters

By Hometown Insurance | July 23, 2026
W.R. Berkley’s CEO wasted no time addressing the issue that has been stuck in his craw for at least a year. “We continue to have great concern around much of the [delegated underwriting authority] model and how it’s participating in …
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Majority of Small Business Are Underinsured as Other Expenses Prioritized

By Hometown Insurance | July 23, 2026
New small business owners are more likely to have proper business insurance than those that have been operating longer. Even so, a majority of small businesses remain underinsured. That’s according to a new survey by ERGO NEXT which found that …
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Man Tied to $100 Million NJ Deli Scam Gets 21 Months in Prison

By Hometown Insurance | July 23, 2026
A twice-convicted felon who helped orchestrate a scheme to inflate the value of a small New Jersey delicatessen to more than $100 million was ordered to spend 21 months behind bars. James Patten, 67, was sentenced Tuesday by US District …
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