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Insurance

FEMA Flood Maps Often Miss Flash Flood Risks, Leaving Homeowners Unprepared

By Hometown Insurance | July 14, 2025
Deadly and destructive flash flooding in Texas and several other states in July 2025 is raising questions about the nation’s flood maps and their ability to ensure that communities and homeowners can prepare for rising risks. The same region of …
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Florida Meteorologist Predicts Where the Next Hurricane Will Hit, For a Price

By Hometown Insurance | July 14, 2025
Colorado State University’s hurricane research team, perhaps the best-known and most-often quoted forecasting service, last week revised its prediction for the 2025 Atlantic hurricane season downward slightly – to eight hurricanes, three of them major. That’s almost in line with …
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Report Shows Excessive Heat Pushes Worker Injury Risk Sky High

By Hometown Insurance | July 14, 2025
It may come as no surprise that heat-related worker injury claims rise on hot days, but the magnitude of the increase is an eye-opener. As temperatures skyrocketed during early summer heat waves across the United States, the Workers Compensation Research …
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Houthi Rebels Sink Ship in Red Sea, Killing at Least 4 With 11 Missing: EU Naval Mission

By Hometown Insurance | July 11, 2025
Four people are presumed dead and 11 others are still missing after a Liberian-flagged cargo ship sank in the Red Sea following an attack by Yemen’s Houthi rebels, a European Union naval mission said Friday. The update from the EU’s …
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Tesla Plans Robotaxi Expansion to California and Arizona

By Hometown Insurance | July 11, 2025
Tesla Inc. is aiming to bring its driverless taxis to California and Arizona as the carmaker plots an expansion on the heels of last month’s limited rollout in Austin. Chief Executive Officer Elon Musk predicted on his social media service …
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Questions Linger on Response to Deadly Texas Flash Flood

By Hometown Insurance | July 11, 2025
Key questions remain unanswered about the actions Texas officials took both before and during the catastrophic July Fourth holiday floods as a painstaking search for victims continues along the Guadalupe River nearly a week later. Officials have avoided specific explanations …
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Ohio Rules That Data Centers Pay for Minimum Energy Needs

By Hometown Insurance | July 11, 2025
Regulators in Ohio, a key data center market, ruled that data centers will have to pay for some of their energy requests regardless of whether the electricity ends up being needed. The Public Utilities Commission of Ohio on Wednesday voted …
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Trump Administration Investigates Minnesota Agency’s Affirmative Action Policy

By Hometown Insurance | July 11, 2025
The Trump administration said Thursday that it has opened an investigation into whether a Minnesota state agency’s newly updated affirmative action policy violates civil rights laws. The Minnesota Department of Human Services’ policy requires supervisors to provide a “hiring justification …
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Farmers in Texas Face Severe Losses From Floods

By Hometown Insurance | July 11, 2025
Across a wide swath of Texas, the inundated rivers that ravaged communities also tore through farms and ranches. In the town of Bend, about two hours north of Austin, Boyd Clark waded into rising waters to help one of his …
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NC Man Claimed Almost $300,000 in Travel Insurance Losses. Then He Was Arrested

By Hometown Insurance | July 11, 2025
Oscar Rafeal Ruiz was a busy man in 2023 and 2024, jetting to numerous places, losing his luggage multiple times and filing travel insurance claims of almost $300,000. The problem, North Carolina authorities said, is that most of the claims …
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