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Insurance

Will California’s FAIR Plan Have Enough Cash for Its Wildfire Claims?

By Hometown Insurance | January 16, 2025
There has been some question about whether California’s insurer of last resort – the FAIR Plan – has enough cash on hand to pay for its share of wildfire claims. While cash is limited and reinsurance has a deductible that …
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A Los Angeles Actuary on Lessons From the Palisades Fire

By Hometown Insurance | January 16, 2025
I watched as the skies over my home in Los Angeles turned an apocalyptic orange on January 7, 2025, as wildfires raged across the state. Among the most devastating, the Palisades Fire consumed thousands of acres, leaving a wake of …
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DOJ Reports $2.9B Recovered in False Claims Act Litigation

By Hometown Insurance | January 16, 2025
Litigation under the False Claims Act generated more than $2.9 billion in settlement and judgments the last fiscal year, according to the U.S. Department of Justice. According to data released Jan. 15, the Justice Department’s Civil Division said the government …
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New West Virginia Governor Axes DEI and Enacts Vaccine Exemptions on Day One

By Hometown Insurance | January 16, 2025
CHARLESTON, W.Va. (AP) — Republican Gov. Patrick Morrisey issued a slew of aggressive executive orders on his first full day as West Virginia’s chief executive Tuesday, including one enabling families to receive religious exemptions from required school vaccinations — a …
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Fire-Ravaged LA to See Respite But Danger ‘Not Yet Passed’

By Hometown Insurance | January 16, 2025
The dry, dangerous winds that have kept fire-scarred Los Angeles on edge for days are finally forecast to end — but a lack of rain and another round of winds forecast next week has officials worried. “Things are starting to …
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Family of Alabama Man Killed by Police Will Get $750,000 Settlement

By Hometown Insurance | January 16, 2025
MONTGOMERY, Ala. (AP) — An Alabama city will pay $750,000 to settle a federal civil rights lawsuit against a police officer who fatally shot one person and wounded another in 2019, after defendants appealed the original $4.5 million awarded by …
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Maine Town Plan to Remove Two Dams Includes Marina Insurance Measure

By Hometown Insurance | January 16, 2025
The Yarmouth town council voted unanimously this month to remove two town-owned dams on the Royal River and consider fish passage improvements at a stretch of rapids in between them, a historic vote more than two decades in the making. …
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Too High? Too Low? BMS Analyzes Early Wildfire Insured Loss Estimates

By Hometown Insurance | January 16, 2025
Industry analysts’ early estimates of insurance industry losses for the January 2025 California wildfires have already grown from $8 billion to $40 billion-plus—with many noting that it’s too early for precision in the numbers. In short, whether they were calculated …
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Bayer Faces Billions in Payouts for Decades-Old Toxic Mess

By Hometown Insurance | January 16, 2025
Bayer AG’s Monsanto unit stopped making toxic PCBs a half century ago, but the legal fallout lingers even as many of the building materials made with the chemicals are no longer used in US homes, schools and factories. On Tuesday …
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People Moves: Lloyd’s Names AIG Veteran Baugh as Council Member; White Bear Managers Taps Former Castel Bloodstock Underwriters Woodward and Long

By Hometown Insurance | January 16, 2025
This edition of International People Moves details appointments at Lloyd’s and White Bear Group. Details of these new hires follows here. Lloyd’s Appoints AIG Veteran Baugh as New Council Member, Succeeding Maidment Lloyd’s, the insurance and reinsurance marketplace, announced that …
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